Finance Made Simple.
Practical money, investing and tax knowledge to help you make better financial decisions.
Educational information, not personalised investment advice. Not a SEBI-registered investment adviser.
Investing
How investing ideas work. Not a tip sheet, and not a recommendation to buy or sell.
Personal Finance
Everyday money: income, saving, and the habits that sit under a plan.
Tax & Money
Indian tax concepts in plain language. Not a filing service and not personal tax advice.
Financial Education
Evergreen lessons. A guide here explains an idea. It is not a tip and not a product pitch.
Calculators
SIP calculator
Monthly amount, assumed annual return, and years.
Lumpsum calculator
One-time amount compounded once a year.
EMI calculator
Loan amount, annual interest, and tenure.
FD calculator
Deposit with yearly, quarterly, or monthly compounding.
Inflation calculator
Approximate real return after inflation.
Latest Finance Insights
New Tax Regime vs Old Tax Regime: Slabs, Deductions & Salary Break-Even Guide for FY 2026-27
Exhaustive FY 2026-27 guide comparing the New and Old Tax Regimes in India. Complete slab structures, revised ₹75,000 standard deduction, Section 87A rebate math, break-even salary analysis, and…
Small Savings Rates Frozen for Oct–Dec 2026: PPF, SCSS and NSC vs Bank FDs Before the RBI Moves
Small savings rates are unchanged for Oct–Dec 2026. See PPF, SCSS, NSC and post office TD rates vs SBI and HDFC FDs, tax impact and what an RBI…
What is Credit Score: How to improve it in 2026
🚀 What Is a Credit Score? (And Why It Controls Your Financial Life) Your credit score is a powerful 3-digit number (300–850) that decides: ✔️ Whether you get…
Credit Score Improvement: A Practical Guide to Raise Your Score Fast
Improving your credit score isn’t magic — it’s a series of small, consistent steps that add up. Whether you’re aiming for a lower mortgage rate, a better credit…
Popular Finance Guides
Calculators
SIP, lumpsum, EMI, FD, and inflation. Estimates only.
Investing
Guides on how investing ideas work.
Personal Finance
Guides on everyday money.
Tax
Plain-language notes on Indian tax concepts.
Money
Budgeting, saving, and how common products work.
Learn
Evergreen lessons that explain one idea at a time.
Resources
Official Indian finance websites, plus the calculators on this site.
All topics
The guide index for this site.
Learn With Prahlad
Prahlad Kumarr writes these guides and also publishes short finance videos on the Finance With Prahlad YouTube channel. This page does not claim a licence, registration, or qualification.
Educational only. These pages and calculators are estimates for learning. They are not investment advice, tax advice, or a recommendation to buy or sell anything. Check current rules on the official sites linked under Resources, or with a qualified adviser, before you act.
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